Auto Financing with Bad Credit

Since 2008 the economy has been rough to say the least. We're coming back as a country but many Americans, to include folks living in Fort Myers, Naples, Cape Coral, Fort Lauderdale Florida, have taken financial hits during this period and it has affected their credit. Periods of unemployment, uninsured medical expenses, divorces even bankruptcies are more common than you might think.

We understand that. The finance team at Fort Lauderdale Nissan has one goal: to help you get the financing you need to purchase your next vehicle.

We've helped customers from Fort Lauderdale, Fort Myers down to Naples with no credit or bad credit find a way to finance a new or used vehicle or get approved for a lease. We work with over 20 lending sources and our commitment is to find you financing that fits your financial situation. Something that allows you to purchase the vehicle you want and also fits your limited budget.

Options for buyers with less than perfect credit or other financial challenges

Reliable transportation is an absolute necessity given the lack of real mass transit available in the area. Having less than perfect credit, or a shortfall for a down payment or a tight monthly cash flow can be challenges when trying to acquire a new vehicle. We know that and our friendly finance staff can help shape a finance plan that can get you into a vehicle that meets your needs.

If you don't have the cash for a down payment or you have a trade in that you think isn't worth much there are a couple of things we can help with. First we'll look at your trade. Thanks to our volume we can often offer a significantly higher value than Kelly Blue Book even if you think of your trade as a clunker. That alone could get you the down you need.

If you still fall short, consider leasing. Leasing requires far less cash now, gives you a lower tax charge and can be set up with monthly payments that fit your budget. In fact we'll buy your trade which may cover your cash requirements at time of leasing meaning you drive off with no out of pocket expense.

No Credit or Bad Credit

If your credit history is nonexistent or not very healthy you might want to consider one of our many pre-owned vehicles. Our wholesale used car operation offers a tremendous selection of vehicles that are not subject to the same credit requirements as new inventory. Pre-owned cars can be exceptional values allowing you to finance much more car than if you were buying new.

The best way to determine how much financing is available to you is to apply online at our Finance Center. Our finance team will work hard to find you the best deal on a Pre-Approved loan that will give you a solid number to work with when perusing our inventory.

We've helped customers from all over the region including Cape Coral and Bonita Springs. If you have any questions about the financing process please feel free to contact our finance department who will be delighted to answer your questions and help you get the financing you need.

Get Approved For A Car Loan With Bad Credit!